Legal Notices

1. Disclaimer
The content of this website was compiled by Quoniam Asset Management GmbH (hereinafter referred to as “Quoniam”) with due care and to the best of its knowledge. The information contained in this website was provided by Quoniam or by third parties whom Quoniam deems trustworthy. No checks are carried out on the information provided by third parties deemed trustworthy; accordingly Quoniam accepts no liability for this information. Quoniam updates the information on its website on a regular basis. The validity of the information provided on this website is thus restricted to the point in time at which it was published and to our estimates valid at this point. Changes to economic, legal or fiscal framework conditions or events of another nature can influence the future performance of the market or of individual products at any time in a manner different to what the information provided here suggests. Quoniam gives no guarantee whatsoever that the information provided is up to date, accurate, complete and/or of good quality. As a basic principle, Quoniam accepts no liability for any damage of a material or an immaterial nature caused by the use or non-use of the information provided, including the use of inaccurate and incomplete information, in as far as Quoniam has not acted with intent or gross negligence.
All offers are subject to change without notice and are not binding. Quoniam expressly reserves the right to alter, supplement or delete parts of this website or the entire website without any separate announcement or to temporarily or permanently suspend publication.

2. References and links
Quoniam is only liable for direct or indirect references to third-party websites (“links” or “hyperlinks”) that are beyond its control if Quoniam has knowledge of the contents and it would be technically possible and reasonable to expect Quoniam to prevent the use of illegal contents.
Quoniam expressly states that there was no indication of any illegal contents on the linked websites at the time when the links were created. Quoniam has no influence whatsoever on the present and future design of the linked websites, their contents or their authorship. It therefore expressly distances itself from all contents of linked websites that are changed after the link has been created. This applies to all links created on Quoniam’s own website. The provider of the linked website bears sole responsibility for any illegal, erroneous or incomplete contents and particularly for any damage caused by the use or non-use of such information.

3. Copyright and industrial property rights in signs
Quoniam makes every effort to respect copyright in relation to the content, structures, diagrams, sound documents, video sequences and texts used in all publications. In as far as is appropriate, Quoniam shall attempt in this regard to use in particular content, structures, diagrams, sound documents, video sequences and texts produced by Quoniam itself or to use content, structures, diagrams, sound documents, video sequences and texts that do not require a license. All brands and trademarks mentioned on the website and possibly registered by third parties are subject exclusively to the registered owner’s industrial property rights in signs and rights of possession. It does not follow from the mere mention of a brand or trademark that these are not protected by the rights of third parties!
The content and structure of this Quoniam website are protected under copyright law. Quoniam shall retain sole copyright. It is not permitted to duplicate or use the content, structures, diagrams, sound documents, video sequences and texts in other electronic or printed publications, even in part, without Quoniam’s express prior agreement. This does not apply to the use as intended of documents (such as annual reports, sales prospectuses, etc.) provided by Quoniam for downloading.

The use by third parties of contact details published within the framework of this website and particular of the “Contact and legal information” section, such as postal addresses, telephone and fax numbers and e-mail addresses, to send unsolicited information is not permitted. Quoniam expressly reserves the right to take legal action against the senders of such spam messages if this warning is disregarded.

4. Data protection
On some pages of the website, there is the option or the requirement to enter personal data (e-mail addresses, names, addresses, etc.). If you are requested to enter this data, then it is understood that you disclose this data of your own free will. The data is required to answer your enquiry and is logged and used accordingly for this purpose. The transmission of certain data (e.g. your IP address) is also required for providing information via our website. Data of this kind is logged accordingly for purposes relating to the website and, in this respect, serve to improve how content is presented by Quoniam. Most of this website’s content can be accessed anonymously, i.e. without registering your personal data. In all other respects, reference is made to the abovementioned personal data.
Data logged and saved via our website is not passed on to third parties and is exclusively used to offer you the best possible service and to provide you with the best possible information. You can revoke your consent to the use of your personal data for the future at any time by writing to “Quoniam Asset Management GmbH, Westhafen Tower, Westhafenplatz 1, 60327 Frankfurt am Main, Germany” or notify us if you no longer wish to receive information on Quoniam or on our products and services.

5. Sales documentation 
The sole binding basis for the purchase of units in Quoniam mutual investment funds is the applicable version of the relevant sales prospectus together with the contractual conditions in conjunction with the most recent annual accounts and/or semi-annual report of the respective investment fund. To receive these documents, please write to us at “Quoniam Asset Management GmbH, Westhafen Tower, Westhafenplatz 1, 60327 Frankfurt am Main, Germany”. This website was designed for persons with residence and tax liability in the Federal Republic of Germany. The investment funds mentioned on the website are licensed for public distribution in the Federal Republic of Germany.

6. No tax or investment advice
The information contained in this website does not represent investment advice and cannot replace such advice, which we expressly recommend is taken before every investment decision. If you would like investment advice or clarification on the risks associated with the acquisition of Quoniam products and investment fund units, we would ask that you contact Quoniam or your financial advisor.
The information contained in this website does not represent tax advice. Investors should contact their investment or tax advisor before making an investment decision.

7. Selling restriction
The content, information and documents on this website do not represent an offer or invitation to purchase either by natural persons or legal entities in a sovereign territory in which such an offer or invitation is illegal or in which the natural person or legal entity making such an offer or invitation does not meet the necessary requirements, or vis-à-vis a natural person or legal entity to which the making of such an offer or invitation is illegal.

8. General information on risk
The prices of investment fund units and the returns therefrom can go down as well as up. An investor may not recover the amount he initially invested. No conclusions on future performance can be drawn from past performance. Exchange rate fluctuations and other risks can cause the value of an investment to fall as well as rise. Specific risk information on each product is given in the respective product documentation or in the sales prospectuses for the respective investment funds. Natural persons or legal entities interested in acquiring investment fund units should inform themselves of the statutory requirements, exchange control regulations and applicable taxes in the countries of their nationality, their domicile or their habitual place of residence.

9. Severability clause
Should parts or individual provisions of this legal information not or no longer comply with the prevailing legal situation, or do so only in part, this shall not affect the content or validity of the remaining parts of the legal information.